RISKS |
CONTENTS |
|
Without Accidental Damage |
With Accidental Damage |
Standard perils - fire, storm, water damage, malicious damage, theft, subsidence, falling trees and branches, falling aerials and flying objects hitting the home |
Yes |
Yes |
Contents in the garden |
Yes |
Yes |
Contents temporarily away from the home (excluding Student's Contents) |
Yes |
Yes |
Student's Contents |
Yes |
Yes |
Contents when you move |
Yes |
Yes |
Short term accommodation costs |
Yes |
Yes |
Locks and keys |
Yes |
Yes |
Metered water and oil |
Yes |
Yes |
Freezer food |
Yes |
Yes |
Accidental damage to satellite dishes, TVs, videos etc and mirrors |
Yes |
Yes |
Accidental damage to drains, pipes, cables, glass and sanitary ware |
|
|
Tenant's legal responsibilities and improvements |
Yes |
Yes |
Occupier's and personal legal responsibilities |
Yes |
Yes |
Employer's legal responsibilities |
Yes |
Yes |
Owner's legal responsibilities |
|
|
Legal fees for removal of squatters |
|
|
Money and credit cards in the home |
Yes |
Yes |
Theft from outbuildings |
Yes |
Yes |
Business equipment |
Yes |
Yes |
Wedding and Christmas gifts |
Yes |
Yes |
Visitor's personal belongings |
Yes |
Yes |
Reinstatement of title deeds |
Yes |
Yes |
Full accidental damage cover |
|
Yes |
Emergency Assistance: - Emergency repairs - Overnight accommodation |
yes yes |
yes yes |
Victor Ridgewell • 226 Gulson Road • Coventry • CV1 2JGClassified as independent intermediaries acting for a number of insurers & are authorised and regulated by the Financial Conduct Authority (FRN 301457) Reigstered Address: 226 Gulson Road, Coventy CV1 2JD • Company Registration Number 1348925 |